Do you know a Million Buys a Lot In Homes Across The United States of America?

If You are shopping for a seven figure palace? or in some towns a shack . . . You're in luck.

That's because nationwide, homeowners are slashing asking prices, often by significant margins, making this year's list of million dollar properties much more palatable than those in years past. These homes are still beyond the means of the average American, but there's some comfort in a million-dollar home looking like a million dollar home rather than a hastily built McMansion or a shoebox sized studio apartment.

In Los Angeles, one million buys a four-bedroom, Craftsman-style Hollywood home with wood beamed type ceilings typical of turn-of-the-century California architecture. In Texas, seven figures nets over 5,000 square foot, five-bedroom house around Dallas, Texas or a 5,520-square-foot, six-bedroom home in Houston, Texas.

The conflicting numbers are adding an acrimonious edge to the discussion. That's especially true when the figures come from foreclosure data site Want to learn foreclosure from one of the best? Jeff's Foreclosure Course

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ForeclosureGetter.com a Tampa Florida, company that has become perhaps most widely cited authority in the field. Bankers Bailout Foreclosures

's numbers tend to top all other figures because the company counts every step in the foreclosure process separately: the notice of default, the auction, the house reverting to the lender. One house might be tallied several times as a foreclosure.

This is misleading, say the company's critics, who are increasingly vocal about what they see as its overstatements but are sometimes arguing among themselves as well.

Only the uninformed will take issue not only with Try this list of Foreclosure losers

for numbers some say are too high but also with DataQuick Information Systems, a large real estate data based research company, for numbers he says are too low. DataQuick and ForeclosureGetter List draw their numbers directly from filings in county recorders' offices.

After four years of boom, the market in Florida last year definitely turned queasy. But Foreclosure-Disclosure 's numbers show a full-fledged crisis, with 142,877 foreclosure filings one for every 81 households in the state, the company said in a February news release.

DataQuick reported less than a tenth of that total: 10,005 foreclosures. 123ForeclosureSearch List data is overstated, but no way there were only 13,450 foreclosus the professional said.

His own data, based on a random sample of 5 percent of the consumer credit files assembled by data collection company Equifax Inc., show 46,747 first mortgage loan defaults in Florida last year.

Charles Carpenter, chief analyst for Foreclousre Data, said the other analyst, like Foreclosure Search List address by address, foreclosure by foreclosure. My numbers are right. I know they're right, many said.

Foreclosure is popularly understood as an event: A homeowner can't or won't pay the mortgage and loses title to his or her house. Yet foreclosure, ReHabList suggests, is really a process, one that can stretch over a year and vary from state to state.

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